ICICI Bank Home loan statement
ICICI Home loan Statement - How to view ICICI loan statement and download it?
Industrial Credit and Investment Corporation of India is popularly known as ICICI Bank. ICICI Bank is an Indian multinational banking and financial services company. This popular bank was established in the year 1994. In a short span of time, the bank has popular mainly due to the convenience of banking it provides to its customer.ICICI Bank offers a wide range of banking products and financial services for the customers like Investment banking, life and non life insurance, venture capital and asset management. The bank has its presence in 19 countries with 4500 branches across the world. ICICI Bank is one of the big four banks in India such as State bank of India, Bank of Baroda, and Punjab National Bank.
ICICI Bank offers a wide range of Loan options to its customers like Home loan, Car loan, Personal loan, Gold loan, Loan against securities etc.
How to view and download ICICI loan statement online - Step by step instructions to download ICICI Home loan statement:
To download the ICICI home loan statement, you need to login to your ICICI account.By logging into the website using your loan account details, you can get the following services.
- You can view ICICI Home Loan Statement after logging into the ICICI net banking facility.
- You can view the Home Loan Summary online.
- You can get the Provisional Income Tax Certificate.
- You can get the Final Income Tax Certificate.
- You can raise online request for Part Disbursement.
The facility is available only for ICICI customers and specific to the main applicant of the home loan.
Now we are going to see how to view ICICI loan statement online.
Step 1 - https://www.icicibank.com/Personal-Banking/loans/home-loan/home-loan-statement.page.
Step 2 - Click on the button 'Continue to Login'.
Step 3 - Fill the required details in the newly opened page. Below is the screenshot of the newly opened page. Enter your ICICI home loan account number first in the 'Home Loan Account Number' field. Filling the ICICI home loan account number is mandatory.
Then enter any of the following 2 fields afterward. You can choose to enter any two of the following fields - Date of birth, Account number(from which loan repayment is done), loan amount and emi amount.
Step 4 - Click on the “Submit” button.
Now you have logged into your ICICI home loan account.
Once you log in, you will see the overview of your loan account. You can see account details including Amount paid till now and the remaining amount to be paid, Loan status, Sanction date
Sanction amount, Tenure of your Home loan, disbursal status, total disbursed amount, balance tenure in months, net receivable amount etc.
You can get the statement of the following.
- Account details/ Amortisation schedule
- Provisional IT certificate
- Final IT certificate
- Pre-Emi schedule
Click on the required statement. You can either view as HTML or download as PDF. Even if you click the 'View as HTML' option, you can see the download button in the view screen.
You will also see an option to raise an online request for part disbursement.
You can also request the below-mentioned services for Home Loan or Loan Against Property at Asset Servicing branches.
- ICICI home loan statement
- Repayment Schedule
- List of Documents
- Copy of Property Documents
How to apply for ICICI Home loan?
Going to buy a house? Is your house exceeding the budget? Don’t worry ICICI provide home loan at very beneficial rates. You can apply for home loan easily through ICICI. The bank offers E- approval for eligible candidates when you apply online.
Eligibility for ICICI Home loan(Varies form time to time. So, please check the exact eligibility in the ICICI website).
You are eligible to get ICICI home loan if you are:
- At least at the age of 21 years
- Less than 65 years
- Have regular Income – Salaried / Self-employed
- Earn more than minimum income stated.
- ICICI Home loan amount eligibility is based on the below factors
- EMI should be less than 50% of your monthly income
- Loan capped on 80% of land value
- EMI of the other loan which you have taken decreases your eligibility.
You can increase your eligibility by adding your spouse as co-applicant and including their income, Choose longer tenure of loans, alternatively add your parents.
Documents needed for applying for Home loan(Varies form time to time. So, please check the exact eligibility in the ICICI website).:
- Signed application form with a photograph attached.
- ID and Residence proof.
- Last 6 months bank statement.
- Last 3 months salary slip and Income tax statement (Salaried employees).
- Proof for business existence (Self- employed applicants)
- Last 3 years Income tax statement and Audited Balance sheet and profit and loss account of the company.
ICICI Bank Home loan Interest rates(Varies form time to time. So, please check the exact eligibility in the ICICI website):
Interest Rate 9.45% to 9.70% for General Borrowers
9.40% to 9.65% for Women Borrowers
Processing Fees 0.50% of the loan amount or Rs.11500 whichever is minimum
Loan Tenure - 3 year to 30 years.
How to apply for ICICI bank home loan online?
- Visit the website https://loans.icicibank.com/home-loan.html.
- Check your eligibility status by filling the field: city in which the property is based, purpose of loan, current location, Date of birth, type of employment and click on “Get the quote”
- Your quote will be displayed now with the details of the amount that you are eligible, your monthly EMI amount.
- Chose the best option and click on “Apply now”
- Enter your name and mobile number and click submit.
- Fill the Home loan form and upload the required documents. The Home loan representative will contact you for further proceedings.
ICICI Home Loan Statement
The below link can used for fetching the ICICI home loan statement.
https://infinity.icicibank.co.in/web/loans/loansNLI/jsp/loansLoginPage.jsp?_ga=1.173269795.1423751119.1474447692
The user should ensure that they have reached this page by typing www.icicibank.com or www.icicihfc.com in the browser.
This facility of fetching ICICI home loan statement is available only for the customers who have availed home loan
This facility is available only for main applicant of the loan.
The following details need to be given in order to fetch the ICICI home loan statement.
1. The customer should enter the home loan account number
2. Personal details of the customer such as Date of birth and the account number from which the repayment of the loan is done should be provided.
3. Then the loan amount availed need to given under loan amount text box.
4. The loan amount would have been converted into installment amounts as payable by the customer .This EMI amount agreed by the customer in a fixed tenure should be entered
5. Once all the above details are given the customer should click the submit button in order to fetch the ICICI home loan statement.
The screenshot of the above link is given below,
The below details can also be fetched from the link given above and the user should login to the website to access the following information,
1. Home Loan summary
2. Provisional Income Tax certificate
3. Final income tax certificate
4. Online request for part Disbursement
The below mentioned services are served at Asset servicing branches for home loan or loan against Property,
1. Account statement
2. Repayment schedule
3. List of documents
4. Copy of Property documents
ICICI bank, India’s largest private sector bank was originally promoted in 1994 by ICICI limited, an Indian financial institution which is wholly owned by subsidiary. This company offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its group companies.
Here getting Home loan from ICICI bank is quick and easy. They offer higher eligibility and lower EMIs at attractive interest rates. The applications that are processed through their tablets and smartphone applications ensure faster approval of customer home loan.
ICICI bank offer a host of home loan options that can be tailor made to suite individual needs. With advantages like simplified documentation, usage of smartphones and tablet getting a home loan sanctioned has become very easy.
Benefits of availing home loan from ICICI bank are attractive floating and fixed interest rates options, Higher loan eligibility, longer tenure and lower EMI, simplified documentation, doorstep service and loan sanction possible before selecting the property.
The customer can also request a call bank to know the details of home loan options offered by ICICI bank by sending sms HOME to 5676766.
Applying for Home loan:
Online Application: ICICI bank website provides facility to avail instant approval of home loan. The customer can also avail e-approval even before finalizing their property. The benefits of online sanctions are as follows
1. Discount on Processing fees
2. Offers subject to availability from ICICI bank alliances.
ICICI Home Loan Application process for Existing customers:
If you are already an ICICI bank customer, they recommend the user to check whether they already have an approved loan offer. Customers who avail approved loan need to provide fewer documents for their loan processing.
ICICI Home Loan Application process for New customers:
If you are a new customer to ICICI bank, please apply in the below link for instant e-approval of your loan and experience enhanced service.
https://www.icicibank.com/Personal-Banking/loans/home-loan/apply-for-home-loan.page?#toptitle
The customer can also walk into your nearest ICICI bank branch to apply for your loan requirement and it has a network of more than 4000 branches across the country.
Hope this article helps you to apply for ICICI home loan without any grievances and also to view your ICIC loan statement easily online.
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