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Citibank personal loan status

Citibank personal loan status in India:

Bank  Name - Citibank
Instructions - How to apply for Citibank bank Personal Loan and How to check or track Citibank personal loan status online.

Citibank has a good personal loan option with very minimal documentation. The Citi personal loan approval process is also simple. You can easily avail personal loan to meet expenses like Emergency medical bills, wedding expenses or buying a jewellery very quickly and easily. Convenient online facility makes the loan repayment quite easier. 



Features of Citibank Personal Loan Application:

  • Whereas most of the banks provide 15 lakhs maximum for personal loans, Citibank provides up to 30 lakhs.
  • Loan funds will be credited to your bank account in 48 hours. 
  • Part prepayment option is available which is allowed after 12 months of tenure.
  • Fixed interest rate.
  • A good online payment facility.
  • Speedy loan approval
  • Zero to Minimal documentation
  • Interest rate starting from 11.49% p.a(subject to change from time to time).
  • Flexible repayment options ranging from 1 year to 5 years.
  • Special offers available for citibank customers.
  • Minimal documentation required for citibank customers.
Please note that the features might vary from time to time. To know the current details and features, check the official website of Citibank - https://www.online.citibank.co.in/products-services/loans/ready-cash-personal-loan.htm.



How to apply and check Citibank Personal Loan Application Status?


Citibank is one of the best banks in India that provides different financial services ranging from credit cards, personal loans etc. Citibank provides time to time offers especially for the Citibank salary account holders for availing personal loan from them.

For example, Right now(in the time of publishing this article), they are providing document free loan decisioning, no income proof and address proof(if office address and current address is updated in your account) and loan eligibility in 4 hours. 


How to apply for Citibank Bank Personal loan?




Existing customers can login to their internet banking to apply for the personal loan. If you are a account holder but not yet registered for internet banking, you have to register first. 

Both Exisiting and New customers can follow any of the 3 ways to apply for Citibank personal loan.

Option 1 - Via Online Talking with Phone officer:

1. Visit https://www.online.citibank.co.in/products-services/loans/ready-cash-personal-loan.htm.

2. Answer the question - Do you have Citibank Salary Account?

3. Enter your full name.

4. Enter your mobile number

5. Enter your city

6. Enter your occupation.

7. Enter Monthly net take home/ITR.

8. Read the terms and check if you agree.

9. Click on 'Talk To us' now button.

You will be connected to a Citibank phone officer.


Option 2 - Via SMS:

Send an SMS with the text 'PL' to the number 52484. You will get a call back instantly.


Option 3 - Click for call option:

Just click on the 'Click for call' button found in the citibank personal loan page. Once you submit the contact details, you will get a call back instantly.



Documents required for Citibank personal loan application:

Documents Required for citibank Personal Loan(subject to vary from time to time. For latest list - check - https://www.online.citibank.co.in/products-services/loans/pdfs/readycash-documents.pdf):

  • Proof of identity
  • Proof of residence
  • Proof of age
  • Length of employment/ continuity of business
  • Proof of income and occupation
Different requirements are required for Salaried, self-employed and expat which you can find in the url given above in this section.


How to check Citibank personal loan status?



Once your personal loan application is submitted, you can have the status checked online by using the given application id. Within few days of submitting your personal loan application, you can know the approval or rejection of your application.


Steps to follow to check Citibank personal loan status:


Call the citibank customer care number to know the citibank personal loan status in India.  

Before calling the customer care number, please have your reference number ready. It will be available in the mail you received from Citibank after you submitted personal loan application.

If you do not have it, you will be asked additional information for verification.


Location Number
Ahmedabad (079) 2642 2484
Akola 1 800 180 2484
Aurangabad (0240) 663 2484
Bengaluru (080) 2227 2484
Bhopal 1 800 180 2484
Bhubaneshwar 1 800 180 2484
Chandigarh (0172) 508 2484
Chennai (044) 2852 2484
Coimbatore (044) - 2852 2484
Dehradun 1 860 425 7000
Faridabad (0124) 254 2484
Gurgaon (0124) 254 2484
Hyderabad (040) 6666 2484
Indore 1 800 180 2484
Jaipur (0141) 237 2484
Jalandhar(0181) 506 2484
Jamshedpur 1 800 180 2484
Kanpur 1 800 180 2484
Kochi (0484) - 404 2484 or
(0484) - 660 2484
Kolkata (033) 2283 2484
Lucknow (0124) 254 2484
Ludhiana (0161) 501 2484
Madurai (044) - 2852 2484
Mumbai (022) 2823 2484
Nagpur 1 800 180 2484
Nanded 1 800 180 2484
Nandyal (040) 6666 2484
Nasik 1 800 180 2484
New Delhi (0124) 254 2484
Noida (0124) 254 2484
Pondicherry (044) - 2852 2484
Pune (020) 6601 2484
Surat (0261) 653 2484
Trichy (044) - 2852 2484
Trivandrum (0484) - 404 2484 or
(0484) - 660 2484
Vadodara (0265) - 232 2484
Vapi (0265) - 232 2484
Visakhapatnam 1 800 180 2484



Hope you like the article 'Citibank Personal Loan Status' and find it useful for you to check the Citbank Personal Loan Status.

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